As Acadiana’s premier life insurance provider, Ridgeway Protection Insurance is your go-to for final expense insurance in Opelousas, Lafayette and surrounding areas.
What is Final Expense Insurance?
Final Expense Insurance is an insurance policy that can be used to pay for funeral services, burial and other costs following the policy holder’s passing. This policy will help ease the financial burden on loved ones when the policy holder passes.
Why do I need Final Expense Insurance?
Losing a loved one is an emotional and difficult experience. Although many people are uncomfortable talking about end of life issues, it is imperative to plan for them. The expenses associated with death and funerals can have a significant financial impact. In the Lafayette, LA area, these expenses on average can exceed $8,500. Final expense insurance helps protect your loved ones from paying these costs out of pocket.
Many Americans believe that Social Security will pay for their final expense needs, however, the government only pays a lump sum of $255 for those who qualify. The Veterans Administration final expense benefit, if you qualify, is only $734.
What does Final Expense Insurance Cover?
Your beneficiaries can use final expense payouts for more than funeral costs.
- Medical Bills
- Travel Costs
- Outstanding Debt
- Electricity Bills
- Phone Bills
- Television Bills
- Credit Card Debt
- Post Funeral Reception Costs
Cost of Final Expense Insurance
The cost of Final Expense is based on your age and health. These policies will cover you for the rest of your life and your family beyond that.
Who is eligible for Final Expense Insurance?
Anyone over the age of 18 years old is eligible for Final Expense. People with pre-existing medical conditions are approved. To start your policy or inquire for more information, please contact me at 337-277-4699.
Ridgeway Protection Insurance serves the Acadiana area around Lafayette, Carencro, Opelousas, New Iberia, and Cecilia. Ridgeway Protection Insurance offers unparalleled service and competitive quotes to clients throughout the entire State of Louisiana!